Backed by Y Combinator

The AI placement agent
for commercial insurance

Quote, compare, and bind commercial insurance across carriers from your chat. Built for insurance agencies.

The platform

Quote-to-bind from

Describe the risk in plain language. Acolite reads it, finds the right carrier or program across the market, and takes it from first analysis to a bound policy — right in the conversation.

GL + $5M Umbrella for a GC in NYC — $3M revenue, $1M payroll, no subs
Reading the risk…
GC · no subs GL 1M/2M $5M Umbrella NY Labor Law

Describe the risk

Plain language in, structured submission out. Acolite reads the risk, flags exposures, and pinpoints the coverage that fits.

Quote Comparison
Carrier A$14,200
Carrier B$11,850
Carrier C$17,400
Best fit flagged · limits & endorsements normalized

Submit & compare

Acolite sends submissions to the right markets, normalizes coverages, and lines up premiums, limits, and endorsements side by side.

Bind Carrier BReady
Premium$11,850
Down payment$2,370
9 monthly$1,053

Bind & finance

Arrange premium financing and bind the policy without leaving the chat. No portal tour, no re-keying.

Paperwork
ACORD 125 / 126
Client proposal
Coverage comparison

Paperwork, done

Auto-generated ACORDs and a client-ready proposal — premiums, deltas, exclusions and subjectivities, assembled in minutes.

How it works

From “here’s the risk”
to a bound policy

01

Describe the risk

Message Acolite from Claude, chat, or forward from your AMS. No portals, no forms.

02

Acolite places it

It finds the fit, submits to the right carriers, and compares quotes back to you.

03

Bind from chat

Finance and bind in the same conversation. You stay on the relationship.

Replace your comparative rater

Your rater, reimagined as an agent

Raters give you a list of prices. Acolite reads the risk, knows the appetite, and does the placement work — so you spend your time closing, not re-keying the same account into six portals.

Carriers

Live and in progress across
the markets you place

Workers’ Comp · Package / BOP · General Liability · Property · Cyber · Inland Marine · MPL · Exec Lines — admitted and E&S.

Works where you do

No new software
to learn

Acolite lives in the tools you already use. Message it from Claude, trigger it from email, and let it read and write to your AMS behind the scenes.

ClaudeQuote-to-bind from chat
Outlook and GmailForward a request
Applied EpicRead & write to AMS
AMS360Keeps data in sync

Pricing

We only get paid
when you get paid

No monthly fees

  • No subscriptions or seat costs
  • No setup or onboarding fees
  • No minimums, no contracts

A small fee per bound policy

  • You only pay when a policy binds
  • If nothing binds, you pay nothing
  • Fully aligned with your growth
Book a Demo

No upfront cost. Start on your next placement.

FAQ

Everything you need to know

What is Acolite Labs?+

An agentic distribution platform for commercial insurance. You describe a risk in plain language and Acolite takes it from analysis to a bound policy — finding the fit, submitting to carriers, comparing quotes, and binding, all from chat.

Does it replace my comparative rater?+

Yes. Instead of a list of prices, you get an agent that reads the risk, knows carrier appetite, and does the placement work end to end — one connection to every market.

Which lines and carriers do you support?+

Workers’ Comp, Package/BOP, General Liability, Property, Cyber, Inland Marine, MPL and Exec Lines — admitted and E&S — across carriers like AmTrust, Chubb, Travelers, CNA, Coalition, Hiscox and more, live and in progress.

How does it fit with my AMS?+

Acolite reads and writes to Applied Epic, AMS360 and others behind the scenes, and triggers from Outlook or Gmail. There’s no new software for your team to learn.

What does it cost?+

No monthly fees. We add a small fee to each bound policy — so you only pay when you get paid. If nothing binds, you pay nothing.

Close more deals,
by finding the right coverage faster

Book a Demo